Overview
The objective of the game is to predict whose hand, the Banker's or the Player's, will be closer to the value of nine. You can also wager on the possibility of a tie. Baccarat is played with an 8 deck shoe. The decks are shuffled before each round.
Card values
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Card
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Value
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King
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0
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Queen
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0
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Jack
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0
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Ten
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0
|
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9
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9
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8
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8
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7
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7
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6
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6
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5
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5
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4
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4
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3
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3
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2
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2
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Ace
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1
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If the value of the hand is ten points or more, subtract ten, and the remainder is the baccarat point value of the hand. Suits are not important.
Example:
8 + 7 = 15 Baccarat value = 5
5 + 5 = 10 Baccarat value = 0
Baccarat Rules
To play a game of Baccarat, place a wager in the banker’s, and/or players and/or Tie betting circle. The player and the banker are then each dealt two cards face up. In certain cases, a third card is dealt to the player or the banker or both. The hand closest to 9, wins.
The first cards goes to the PLAYER, the second to the BANKER and the next two follow suit (the third to the PLAYER and the fourth to the BANKER)
If either hand (BANKER or PLAYER) totals 8 or 9 on the initial deal, (each of these numbers is called a NATURAL) then no additional cards are dealt and the winner is the one who has a number nearer to 9. In the case that both the PLAYER hand and the BANKER hand have equal totals, the game result is a tie. In case someone has bet on TIE the pay is done, otherwise there is no pay.
In case no hand gets 8 or 9, the game continues as follows:
If the PLAYER, with the first two cards, gets 0 through 5, he draws (he has the right to a third card). If he gets 6, 7, 8 or 9 he stands, and has no right to a third card.
If the BANKER, with the first two cards, gets 0, 1 or 2 he draws (he has the right to a third card). If he gets 7, 8 or 9 he stands, and has no right to a third card.
In all the other cases, when the BANKER gets 3, 4, 5 or 6, this chart is followed:
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Draws when Player's Third Card is:
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Stands when Player's Third Card is:
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3
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1-2-3-4-5-6-7-9-0
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8
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4
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2-3-4-5-6-7
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1-8-9-0
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6
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4-5-6-7
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1-2-3-8-9-0
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6 (Stands if Player does not draw a third card)
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6-7
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1-2-3-4-5-8-9-0
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DRAWS: a third card is dealt STANDS: no third card is dealt
Payout
Wagers placed on the Player pay 1:1 of the original wager amount if the player wins.
Wagers placed on the Banker pay 1:1of the original wager amount minus a 5% house commission if the banker wins. Wagers placed on a Tie pay 9:1 of the original wager amount if a tie occurs; that is to say when both the player and banker’s hands are of equal value. Wagers placed on either the Banker or the Player are returned if a tie occurs.
